@book{3773,
	author = {Howells, P. G. A., and Bain, K.,},
	title = {The economics of money, banking and finance :},
	publisher = {Prentice Hall Financial Times,},
	year = {2008.},
	address = {Harlow, England ;},
	edition = {4th ed.},
	url = {http://www.loc.gov/catdir/toc/ecip089/2008003078.html}
}